Impact – Wealth Management

About Impact Wealth Management

Meet The Team

When engaging with us, you’re choosing a team that’s fully invested in aligning your financial resources with your lifetime ambitions. We take your trust seriously, ensuring that every aspect of your financial plan is meticulously crafted to support your personal vision for the future.

Richelle Hofer
CRPC® AAMS® AWMA®

Founder & Wealth Advisor

Richelle Hofer is the kind of financial advisor who can build a portfolio and drop the perfect analogy to make it all make sense. A child of the ’90s with a soft spot for denim jackets and the NFL draft (yes, it makes her cry every year), Richelle blends heart, humor, and hard-won experience to guide clients into a retirement that feels deeply aligned with their values.

She founded Impact Wealth after nearly two decades in the traditional financial world—years that taught her what she didn’t want in a firm. Flat fees. Fewer clients. Real relationships. That’s what she built instead.

An ESTJ and Enneagram 8 (with a healthy side of 1 and 3), Richelle is driven, direct, and deeply people-focused. Her greatest joy is hearing someone’s life story—the wins, the wounds, the moments that shaped them. Because when you understand someone’s journey, you understand their money story too. And that’s where the real planning begins.

Richelle lives with her husband (a die-hard Chiefs fan) and is a proud boy mom to two adult sons. Her favorite verse is Psalm 62:5—“My hope comes from Him”—and it’s the truth she returns to every time life feels uncertain. At work and in life, she’s all in.

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Heather Moore
FPQP®

Co-founder & Director of Client Experience

Heather Moore is the heart and heartbeat of Impact Wealth. As Director of Operations & Client Experience, she’s the one making sure no detail is missed, no form goes unprocessed, and no client ever feels like just another name in a system. She’s the friendly voice on the phone, the brain behind the logistics, and the reason everything runs smoothly behind the scenes.

Clients turn to Heather when they need help with service requests, website logins, or just a real person who genuinely wants to help. She’s known for her precision, her calm presence, and her ability to keep everything organized down to the tiniest detail. Simply put: nothing falls through the cracks on Heather’s watch.

Before entering the world of financial planning, Heather spent years in client-facing roles, including a memorable stretch as a travel agent. That role sparked her love for new experiences and meticulous planning—skills she now uses to orchestrate exceptional client service.

An ESFJ and Enneagram 3, Heather is a blend of deep empathy and drive. She’s faith-filled, people-focused, and always looking for ways to serve others with excellence. Outside of work, she’s a gifted singer with a powerhouse voice, a music lover, and a passionate antique-hunter alongside her husband. Their weekends often include concert tickets or wandering through old shops in search of hidden gems. But perhaps the role she cherishes most is being “Mom.”

Rooted in faith, guided by empathy, and endlessly curious about the world, Heather is the kind of person who brings both order and inspiration wherever she goes. And at Impact Wealth, she’s one of the reasons clients feel not just served—but seen.

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Lucas Fitzgerald
AAMS®

Associate Advisor Apprentice

Lucas Fitzgerald, has always been a little bit of a numbers guy. He’s also a sports guy, a people guy, and someone who genuinely likes figuring things out—which, as it turns out, is a pretty good combination for financial planning.

Lucas joined Impact Wealth as an Associate Advisor, where he works alongside Richelle and the rest of the team helping clients make sense of their financial lives. He was drawn to the profession because money has a way of touching almost everything: the choices people make, the things they worry about, and the lives they hope to build. He likes the idea that good financial planning can take something that feels complicated or stressful and make it feel manageable.

He also knows that becoming a great advisor doesn’t happen overnight. Lucas is serious about learning his craft, asks a lot of questions, and is the kind of person who wants to understand why something works—not just memorize the answer. His goal is pretty simple: keep getting better, get to know the people he serves, and become someone they know they can count on.

If you really want to get Lucas talking, though, ask him about sports.

Growing up in Garretson, South Dakota, Lucas spent a lot of time playing them—and he was apparently pretty good at it. In 2018, pitching for the Garretson Blue Dragons, Lucas threw a perfect game against Sioux Falls Christian: 21 batters up, 21 batters down, on just 86 pitches. According to his coach, it was the first recorded perfect game in South Dakota Class B club baseball.

These days, Lucas is more likely to be found on a golf course than a pitcher’s mound. During the summer, he’ll play two or three times a week if he can get away with it. He runs, works out, and follows sports closely enough that his friends have discovered he’s basically a human sports archive. Give him a game from years ago and there’s a surprisingly good chance he remembers what happened.

His loyalties belong to the Minnesota Twins and Timberwolves and the Seattle Seahawks, and one of his bucket-list goals is to visit all 30 Major League Baseball stadiums. He’s also firmly in favor of a good burger and lasagna, which seems like a reasonable counterbalance to all that exercise. One of Lucas’s favorite Bible verses is Ephesians 6:7: “Work with enthusiasm, as though you were working for the Lord rather than for people.” It’s a pretty good summary of how he wants to approach life and his career—with enthusiasm, purpose, and the determination to do things well. Lucas is at the beginning of what we believe will be a long career in financial planning, and we’re excited that he’s building it at Impact. For now, he’s learning everything he can, getting to know our clients, and finding his place on the team. And if his track record is any indication, when Lucas decides to get good at something, he takes it pretty seriously.

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Bryce Andersen
CFP® ChFC® ChSNC®

Financial Advisor

Bryce Andersen has always been a guide—whether he was helping his sister access therapy as a child or supporting families as they navigate the complexities of retirement and special needs planning. His mission is clear: to help people move forward with confidence, clarity, and a sense of direction for the future.

Bryce’s passion for special needs planning is personal. Growing up with a sister who is a non-verbal quadriplegic, he understands firsthand the unique challenges families face—and how important it is to blend the retirement and aging needs of parents with the ongoing care of a loved one. He often says, “I’m a client of my own work. This isn’t just a profession. It’s my life too.”

With more than two decades of experience as a financial advisor, Bryce is known for his inquisitive, thoughtful, and humorous nature. He’s great at helping people feel comfortable in a space that can often feel overwhelming. Bryce’s goal is to ensure every client feels supported and empowered to make the best decisions for themselves and their families.

Outside of the office, Bryce is a devoted husband and dad who loves playing hockey in the “No Hit League,” cheering on his family at games and events, and finding adventure wherever he goes. His approach to life is guided by a core belief: in a world full of noise, genuine clarity and progress are rare and worth striving for.

Contact Bryce

Betsy Valnes

Disability Empowerment Advocate

A nationally recognized and published disability advocate, Betsy has worked as a consultant for disability awareness in 11 countries to date. Betsy acquired a brain injury at a young age, giving her firsthand experience in how people tend to underestimate the hopes, dreams, and futures of those with disabilities. Betsy works closely with Bryce to help create meaningful financial plans for families of those with disabilities.
Contact Betsy

Michael J. Peterson
CFP®

Financial Advisor

Mike Peterson doesn’t just build financial plans—he builds relationships. As a Financial Advisor at Impact Wealth, Mike brings decades of experience and a deep curiosity about people to every client conversation. Whether he’s helping someone plan for retirement, think through their estate, or sort out complex tax strategies, his goal is always the same: meet people where they are, and walk alongside them toward where they want to be.
 
Mike’s journey into financial planning wasn’t linear—but it was deeply intentional. After earning his degree in economics, he opened a small business and took a job as a bank teller to help support his young family. One thing led to another, and he soon found himself in a hybrid role as a personal banker and part-time financial advisor. It didn’t take long to realize that helping people with their financial futures was where his heart truly was.
 
Known on the team as “Mr. Personable,” Mike has a rare gift for connecting with anyone. He believes that every person has a story worth understanding, and that listening well is just as important as giving good advice. Clients describe him as kind, trustworthy, and refreshingly down-to-earth—someone who truly cares, works hard, and always follows through.
 
Outside the office, Mike is most at home in the great outdoors. He enjoys hiking, big game hunting, vacations with his family, and just about every game imaginable—from strategy board games to yard games. A lifelong baseball fan and former player, he follows the Minnesota Twins and Vikings religiously. Fun fact: as a teenager, Mike was a ball boy for the Vikings thanks to his uncle, who was the team’s business manager.
 
Mike’s life mantra is simple: Love God. Love people. And if you spend even five minutes with him, you’ll know he lives it every day.
Contact Mike

Bryce Andersen
CFP® ChFC® ChSNC®

Financial Advisor

Bryce Andersen has always been a guide—whether he was helping his sister access therapy as a child or supporting families as they navigate the complexities of retirement and special needs planning. His mission is clear: to help people move forward with confidence, clarity, and a sense of direction for the future.

Bryce’s passion for special needs planning is personal. Growing up with a sister who is a non-verbal quadriplegic, he understands firsthand the unique challenges families face—and how important it is to blend the retirement and aging needs of parents with the ongoing care of a loved one. He often says, “I’m a client of my own work. This isn’t just a profession. It’s my life too.”

With more than two decades of experience as a financial advisor, Bryce is known for his inquisitive, thoughtful, and humorous nature. He’s great at helping people feel comfortable in a space that can often feel overwhelming. Bryce’s goal is to ensure every client feels supported and empowered to make the best decisions for themselves and their families.

Outside of the office, Bryce is a devoted husband and dad who loves playing hockey in the “No Hit League,” cheering on his family at games and events, and finding adventure wherever he goes. His approach to life is guided by a core belief: in a world full of noise, genuine clarity and progress are rare and worth striving for.

Contact Bryce

Betsy Valnes

Disability Empowerment Advocate

A nationally recognized and published disability advocate, Betsy has worked as a consultant for disability awareness in 11 countries to date. Betsy acquired a brain injury at a young age, giving her firsthand experience in how people tend to underestimate the hopes, dreams, and futures of those with disabilities. Betsy works closely with Bryce to help create meaningful financial plans for families of those with disabilities.
Contact Betsy

A wealth advisor who sincerely cares about your values...

Mission & Impact

We are driven by the idea that serving our clients with excellence increases our ability to help others and give back a portion of Impact’s profits to charity and ministry so that everyone has the opportunity for financial freedom and legacy.

Worldwide Impact

As optimistic visionaries, we are honored to partner with great organizations like Haiti Alive and Simba Ministries to help bring hope, health and education to women and children in countries like Haiti and Kenya.

Local Impact

By volunteering and giving to local endeavors that align with our desire to empower underserved communities, we support a list of worthy organizations. We would love to hear about causes most critical to you.

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