Impact – Wealth Management

Your Money and the Meaning of an Empty Nest

By Richelle Hofer, CEO & Financial Advisor at Impact Wealth Management This post is deeply personal. It’s a reflection I wrote the night before my youngest son graduated from high school—and the season of life that followed. I’m sharing it here not just as a financial advisor, but as a mom entering a new chapter. … Read more

The Portfolio Illusion: Don’t Fall for the Hindsight Trap

If you’re comparing investment portfolios, it’s easy to be dazzled by one that would have crushed it over the last decade. But here’s the catch: just because a portfolio looks amazing in hindsight doesn’t mean it’s the best investment strategy going forward. In fact, these backtested portfolios may be giving you a false sense of … Read more