Impact – Wealth Management

What If Freedom Means Letting Go of the Grind?

Life, Liberty, and the Pursuit of What Exactly? As we approach the Fourth of July, I’ve been reflecting on that iconic phrase from the Declaration of Independence: “Life, Liberty, and the Pursuit of Happiness.” It’s a bold promise. And yet, somewhere along the way, many of us swapped that last word. We replaced happiness with … Read more

What Not to Do in Retirement: Habits Worth Breaking

Are You Still Doing Things You Don’t Have To? When you start thinking about to enjoy retirement, you’re probably focusing on what to start doing—travel more, pick up hobbies, spend time with family. But just as important is knowing what to stop doing in retirement. Why? Because the habits that served you during your working … Read more

The Portfolio Illusion: Don’t Fall for the Hindsight Trap

If you’re comparing investment portfolios, it’s easy to be dazzled by one that would have crushed it over the last decade. But here’s the catch: just because a portfolio looks amazing in hindsight doesn’t mean it’s the best investment strategy going forward. In fact, these backtested portfolios may be giving you a false sense of … Read more

The Dance Between Strength and Power

A few years ago, a good friend of mine asked me to consider the difference between “strength” and “power”.  I have been pondering this concept ever since.  I’ve been spinning it around and around in my head and considering it from all angles.  At first glance strength and power seem pretty similar. We largely use … Read more

Merging Finances in a Second Marriage

Congratulations! You’re getting remarried! How exciting! And maybe a little terrifying? Like just about every big decision in life, there are probably many layers to the emotions you’re feeling. There are a lot of things to consider in a second marriage… things you didn’t think of in your first marriage, things you think about differently … Read more