Hint: You Don’t Need to Overpay for Advice to Get Exceptional Service
Over the years, I’ve met a lot of smart, successful people who—when it comes to investing—aren’t quite sure what they’re paying for.
They know they have a financial advisor.
They know they’re invested in “something.”
They know their investment portfolio is being managed.
But when it comes to fees? That’s often where the clarity stops.
The Trouble With Traditional Investment Fees
Most traditional financial advisors charge what’s called an AUM fee—short for “Assets Under Management.” It usually works like this: they charge 1% of your investment portfolio annually, regardless of whether the investments perform well or poorly.
Here’s what that means in real life:
- If you have $1,000,000 invested, you’re likely paying $10,000 a year.
- If your portfolio grows to $1,500,000, your annual fee jumps to $15,000—even if your advisor is doing the same amount of work.
We believe that math doesn’t make sense. And more importantly, we believe you shouldn’t have to pay more just because you’ve done a good job saving.
What We Do Instead
At Impact Wealth Management, we charge a flat fee:
$8,500 per year (or $2,125 per quarter). That’s it.
You’ll know what you’re paying, when you’re paying it, and exactly what you’re getting in return. And for clients with portfolios over $1 million, that often means significant savings compared to traditional firms.
But here’s the thing—this isn’t about cutting corners.
It’s about cutting through the noise.
We don’t believe in high commissions or confusing fee structures.
We believe in clarity. Transparency. Simplicity.
And we’re not here to just “manage your investments.” We’re here to help you manage your whole financial life.
More Than Just a Portfolio
Flat-fee planning is just the start. What really sets us apart is how we serve.
We limit the number of clients each advisor works with so we can provide truly personal, high-touch service. Our planning goes far beyond investments and includes:
- Retirement income planning
- Tax strategy
- Estate and legacy planning
- Insurance and risk management
- Charitable giving and impact planning
Because your money is just the foundation.
The real goal? A meaningful life built on your terms.
Final Thought: You Deserve to Know What You’re Paying For
If you’re not sure how much your current financial advisor is charging—or what you’re actually getting for that fee—it might be time for a second opinion.
You’ve worked hard to build your wealth. You shouldn’t have to overpay to protect it.
Let’s have a conversation. No pressure. Just clarity.